F.A.Q.s

What inspired you to write this book?

I see so many people, couples, and singles, divorced, young and old in poor financial condition because they have failed to take action to improve their situation. It is a fact that most Americans when they reach the age at which they can retire cannot, they do not have sufficient income to maintain their lifestyle. In fact, many are only left with social security and are the forced into a life of poverty.

This sad reality inspired me to write a book that will help everyone achieve their financial goals and move toward a better quality of life.

With all of the books, late night infomercials and seminars out there, what makes your book different?

The market is saturated with books, online products and seminars pertaining to real estate and real estate investing. Some are very good and are taught by industry leaders. However, you have to be careful because many of these products are only profitable for those who are putting them on.

My book is simple, factual and is the method I used to pull myself up from the cotton fields of Mississippi. Anyone can use my program, educated or uneducated, young and not so young. Most importantly you do not have to have a large sum of money to get started. All you need is a source of income and to follow the methods in "The Working Man and Woman's Guide to Becoming a Millionaire," and you are on your way to financial independence.

Why is real estate the best investment?

I make no claim that there are not any other good investments. I do invest in stocks and bonds as well as retirement plans. However, in the long run, real estate is the best investment. Real estate yields you the greatest opportunity to increase your net worth. Real estate is usually referred to as the land and the improvements on the land. When you acquire real estate, over time, it can increase in value, absent of a catastrophic event. Therefore, the larger your real estate holdings, the larger your net worth will grow due to inflation alone.

What in your opinion is the biggest challenge facing Americans in their quest toward financial independence?

Conspicuous consumption and little or no discipline in our daily living habits is the biggest challenge facing Americans trying to achieve wealth. We spend way too much just to impress others. Most of us are not disciplined enough to save from every paycheck, so we must put our saving on cruise control.

What has been your greatest lesson learned?

It is not how much money you earn that matters, but what you do with what you earn.

Who are some of the people you most admire?

My mother and father, Dr. Martin Luther King, Jr., Nelson Mandela, President John F. Kennedy, John H. Johnson, Napoleon Hill, Dr. Manuel L. Scott, Sr.., Oprah Winfrey, C.A. Galloway

Have I gotten too old to start trying to attain wealth?

No. You are never too old to start this journey. Colonel Sanders of the Kentucky Fried Chicken franchise became a millionaire after the age of 65. If you have not reached your desired financial goals, "The Working Man and Woman's Guide to Becoming the Millionaire," is the book for you. However, you must act now.

What is on your suggested reading list?

The Bible
Think and Grow Rich- Napoleon Hill
The Richest Man in Babylon- George S. Clason
The Millionaire Mind- Thomas J. Stanley, Ph.D.
The Millionaire Next Door- Thomas J. Stanley, Ph.D.
The Seven Habits of Highly Effective People- Stephen R. Covey
Attitude is Everything- Keith Harrell
Think and Grow Rich- A Black Choice by Dennis Kimbro
Who Moved My Cheese- Spencer Johnson, MD
How I Raised Myself from Failure to Success in Selling- Frank Bettger